Individual Financial Planning
Determining and implementing the financial strategy that will work best for you may feel like a difficult or even overwhelming process.
Fortunately, we’ve spent decades assisting individuals, couples, and families to create solid financial plans that allow them to define and achieve their goals.
Business Financial Planning
As a business owner you may have a more complex financial picture, and with the changes currently happening in our world that picture may be even more complicated than it was.
You understand risk and you’ve always been up to the challenge, but the risks you face now are not what you’re used to and exploring new ideas has to be your priority.
Having secure retirement tends to be a priority for many of our clients, even those who have other short-term goals.
Retirement planning will help you define your goals, which vary greatly from one client to another, and determine the steps needed to achieve them.
You work hard to create a sound financial future throughout your life. But what happens to your assets—your estate—after you’re gone? Creating a plan for your estate reduces the stress on you and your family and simplifies the process.
To do this we first evaluate your current state, review your goals and then recommend those strategies which will help meet your estate planning needs. It’s a complex process with many moving parts, overlooking any aspect of an estate plan can leave your family managing unintended consequences.
Having the right kinds of insurance in place for you and your family is an important part of your ability to meet your financial goals.
Based on your individual needs and priorities, we can evaluate your existing life, health, disability, critical illness and long-term care policies and make any recommendations as to how they can be of greater benefit. If you are a business owner, we can also help you create a benefits package for you and your employees if needed.
As IIROC registered Portfolio Managers, we are able to offer our clients Discretionary Management. Fewer than 5%* of advisors in Canada are able to offer this service and achieving the certification required is an indication of our dedication to our clients and our commitment to ensuring we are able to provide our clients with the tools and products needed to achieve their goals.
Once we have established a very specific risk profile, Discretionary Management lets us put our best ideas to work quickly and efficiently for all our managed clients.
* Source: What is a Fiduciary Financial Advisor, Danny MacKay, SeekAdvisor, 2019. iA Private Wealth® is a division of iA Wealth Inc., a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada