Financial News & Business Insights

Portfolio Update August 2017

From the Desk of Dan and Colin Happy summer everyone, hope all is well with you and your families. We thought we would send out a piece to you on performance over the last few months as we have had some headwinds.  Depending on a few factors your account could be down...

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PM Update June 2017

From the Desk of Dan and Colin As we all head into the summer months we thought it was a good time to bring everyone up to speed on what we have been doing and seeing over the last few months.  At the end, we will share our thoughts on what happens next and the three...

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Better is Better

Better is Better With the latest regulatory reform this year fees are now being disclosed to investors in a far more meaningful way. This has lead to a renewed focus on the cost of investing, in some cases potentially leading to worse outcomes. The standard bearer for...

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What is an Index?

An index is an attempt to put a value on “The Market”.  There is much written about “the market”, but what is a market?  The most basic definition of a market is a place where people come together to buy and sell something.  It is more commonly understood in financial...

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In the end Investment Fees Don’t Matter

Yes I am serious.  The only thing that matters is the return to investor after fees. Let me explain. There are over 19,000 mutual funds in Canada, over 600 ETF’s and over 9,000 segregated funds.  All of them need to have something to talk about.  While not all of them...

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But I Can’t Sell, I Made Money!

Of all the conversations I have with clients around tax time this is my favorite.  When a client is sitting on a position that has a large unrealized gain outside of their registered plans they become focused on the fact they will need to pay tax on the gain.  They...

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Don’t Let The Tax Tail Wag The Dog

For most of us this is the time of year when our attention turns to income tax.  The universal level of distaste for income tax is deeply shared amongst all Canadians.  The hatred runs so deep it can lead to irrational behaviour, cutting ones nose off to spite ones...

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Federal Budget 2017

Once per year the Federal Government is required to present a budget. They did so last week, and that’s as big as the news gets. We did relearn the lesson about anticipation, again. It had been rumoured that capital gains inclusion rates were going to increase. This...

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